Lloyd Associates Incorporated started out in 1988 as a retailer of gems, jewelry, and minerals.  We now mainly apply our knowledge, skills and experience to the appraisals of gems, jewelry, minerals and carvings.  We are  recognized as one of the world's foremost independent establishments skilled in appraisals of gemstones, jewelry, minerals and carvings.  We  have appraised some of the rarest and most valuable historical gemstones and carvings dating back to 801 to 1030 AD that are worth more than one billion dollars.